At Brock Legal, we focus on Chapter 7 bankruptcy, providing a lifeline for individuals drowning in unmanageable debt. In this process, known as liquidation under the bankruptcy code, a debtor’s nonexempt assets are sold to distribute proceeds to creditors, granting debtors relief from most outstanding debts. Our professional Chapter 7 bankruptcy lawyers evaluate the financial situation of each client, determining if Chapter 7 is the best route for debt relief, ensuring they meet the necessary income criteria and undergo credit counseling while completing required bankruptcy forms for their bankruptcy case.

We excel at navigating the intricacies of Chapter 7 bankruptcy, striving for “no asset cases” where clients retain all their assets. We assist clients in choosing the most suitable exemptions under Indiana exemption law, which may include protecting items like clothing, household goods, and retirement plans. After selling nonexempt assets and paying creditors, remaining debts are discharged, offering a fresh start to those burdened by financial troubles. In addition to helping discharge debt, we can stop garnishments, phone calls from debt collectors, foreclosures, and bank levies while our clients rebuild their credit and regain control of their financial futures.